No one should be paying, that’s just stupid.
I have been carried 5! YES FIVE! TIMES! not once did I even think of paying for it. if you are that bad at the game, then accept the facts and move on. I remember being on twitch and some gamer talking about how he paid 20$ and they got as far as one match and that was it. YUP, he got screwed and nothing could be done about it.
spend some time on twitch, use trialsreport to ensure your teammates are around 2000 ELO, thus giving you a greater chance of reaching the glorious LIGHTHOUSE. listen and work with them and not as if it is crucibles and there are 3 other players in your team and you can respond shortly. SO MANY PLAYERS have this mind set and can’t play any other way. It’s not about out shooting your teammates! most importantly I guess, have fun, enjoy the experience and learn from your matches. good luck